Who
We Serve
We are a national organization based in Seattle, Washington serving ambitious individuals and mission-aligned organizations all throughout the US.
How
We Serve
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Individuals & Business Owners
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Personal Credit Improvement​
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Business Credit Building
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Credit & Business Coaching
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Organizations
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Trauma-Informed Financial Educational Workshops​
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Outreach & Consulting
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Partnerships
A mission as big as reducing the wealth gap, specifically the racial wealth gap, requires collaboration and we do this with strategic partnerships and community sponsors
Wait, what is the
racial wealth gap exactly?
The average wealth for a Black household is about $14,000. Compared to about $187,000 for whites.
20% of Blacks have a negative net worth. Compared to 8% of whites.
Wealth is measured through one’s net worth. Net worth = assets - debts.
Homeownership and business ownership are the most common means to create wealth
— and both require capital.
Structural racism like voter suppression, segregation, predatory financial services, environmental injustice, our criminal justice system, redlining, and more are what led to these racial economic disparities.
SHIM NAMALA
"From the beginning, the owner, Tierra Bonds was very knowledgeable and helped me choose the best plan based on my needs. She was very upfront about any fees, incentives, and guarantees offered by Take Charge Credit Consulting. Further securing my trust that I made a great decision to chose this company to help repair my credit. She was attentive and listened to my needs and desirable credit score. She offered great tips and pointers for me to use immediately to help boost my score a few points. I look forward to the progress. Thanks again Tierra!"