Questions and Answers
What makes your company different from other credit repair companies?
Take Charge Credit Consulting is different because we work to remove the inaccurate information while providing you with the tools and direction you need to rebuild and maintain your credit. You will not find the personal touch you receive with us anywhere else.
When will I start to see the results on my credit report?
Results will start appearing within 30 to 90 days.
How much will it cost?
We charge a Credit Audit fee of $169.00. This includes a thorough detailed credit analysis about what is bringing your credit score down as well as information about what you need to improve the overall credit score. The monthly service is $99.00 a month. You are free to cancel at any time. You will not be charged until the work is actually performed.
What Will I Get When I Sign Up for the Program?
When you sign up for the monthly program, we will help you raise and rebuild your credit score while removing inaccurate information from your credit report.
How long will the process take?
Most customers stay in the program for three to six months.
How do I send you my credit report?
We will discuss this during your consultation
Is it better to use a 3-1 credit report?
Yes, this allows you to see the information from all three credit bureaus at one time instead of flipping through different reports.
How many accounts do you challenge at one time?
We can challenge as many as you want. However, we usually do not exceed five at one time for best results.
Can my spouse sign up?
Yes. If your spouse signs up with you, you will get a family discount.
Do we have to be married to get the family plan discount?
No, but you must live in the same household.
Will our personal information be shared with anyone else?
No, your personal information is safe. The only time your information would be shared is if we are working with an affiliate partner who is involved in the dispute process.
Can your service help me get ready to apply for a home loan?
Yes, by raising your credit score, you are more likely to qualify for a home loan.
Will you dispute with creditors and collection agencies?
Yes, we challenge all inaccurate information when necessary.
I have more questions, who can I talk to?
Call us at or visit our website and use the contact form.
How do I get started?
Call us at or fill out the contact form on the website and somebody will get back to you within 24 hours.